Quicken Simplifi is the lowest-priced of the mainstream money apps, and its own product page shows why people pick it. It builds a spending plan that adjusts as you spend, tracks savings goals, shows reports, follows investments, projects future balances and has a retirement planner, on the web and on mobile. If you want one app for a household's whole picture, that is a lot for the price.
On sticker price, Simplifi is also cheaper than us. Its page shows $3.99 a month billed annually, marked down from $6.99. Our Basic plan is $5 a month, or $50 a year. We would rather say that here than have you find it in the table.
What each one asks of you first
Simplifi starts by connecting. Quicken's page says it connects to over 14,000 financial institutions and calls that connectivity second to none. The spending plan, the categories and the projected balances all run on that feed. It is a sound design, and for plenty of people the feed is the reason to buy.
myClerkBook starts with a document. You photograph a receipt, or upload an invoice or a statement file you exported yourself, and the entry comes back filled in for you to confirm before anything is saved. There is no bank login anywhere in the product, so there is nothing to revoke later and nothing for anyone else to leak.
| Dimension | myClerkBook | Quicken Simplifi |
|---|---|---|
| Bank connectionmyClerkBook | None, permanently. No aggregator in the stack | Links to over 14,000 financial institutions, and the plan runs on that feed |
| How entries arriveQuicken Simplifi | Read off receipts, invoices and statement files you provide, confirmed by you | Pulled from linked accounts and categorized automatically |
| Reading documentsmyClerkBook | Receipts, invoices and statement files, with a confidence score on every field | Not listed on its product page |
| Entry priceQuicken Simplifi | $5 a month, or $50 a year | $3.99 a month billed annually, shown against $6.99 |
| SharingmyClerkBook | Invite by email with roles on Premium, and viewer seats are free | One other person |
| InvestmentsQuicken Simplifi | No investment tracking | Portfolio view with cost basis, performance and quotes |
| ForecastingQuicken Simplifi | Insights that warn you before a bill or a trial ends, with no balance forecast | Projected cash flow with what-if scenarios |
| Retirement planningQuicken Simplifi | None | A retirement planner |
Where Simplifi is better
There is a cost on our side too. A feed fills in your spending without you lifting a finger, and reading documents never will. If most of your spending has no receipt behind it, you will do more of the work with us.
Who each one is for
- Choose Simplifi if you want a household budget, your investments and a forecast in one place, and linking your accounts is a trade you are happy to make.
- Choose myClerkBook if you earn from several clients or in several currencies, most of your record-keeping arrives as documents, or you want the bank login out of the picture entirely.
- Choose neither if you need double-entry accounting with statutory statements. An accountant will serve you better than either of us.
- 0
- Bank connections
- 166
- Currencies
- 1,000
- Parsing credits a month
- 5
- Separate books
No login, no aggregator, no read access. Architectural, not a setting.
Stored exactly as entered, converted daily on Premium.
One per entry read from a receipt, invoice or statement, on Premium. 50 a month on Basic.
Each with its own categories, base currency and insights, on Premium.
One last thing, and it applies to every comparison on this blog. myClerkBook is not trying to be the product with the most features on the page. It is trying to be the one that never asks you for something it should not need. If automatic bank import is the thing you want most, buy the product that does it well and ignore everything above. That is a real preference and it deserves a real answer rather than a sales rebuttal.